If you’ve ever dreamed of owning a home in Dallas but felt overwhelmed by the upfront costs, That’s exactly why the Dallas Homebuyer Assistance Program (DHAP) exists. With up to $60,000 in forgivable loans available, this city-sponsored program could be your golden ticket to homeownership. But let’s be honest: navigating government websites can be confusing….
The Moving to Opportunity (MTO) experiment was a landmark housing mobility study conducted by the U.S. Department of Housing and Urban Development (HUD) between 1994 and 1998. The goal was to examine how relocating low-income families from high-poverty neighborhoods to lower-poverty(wealthy) areas could affect housing quality, economic mobility, health, and social outcomes. This post explores…