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How Much House Can I Afford on $70k in Texas? (Real Monthly Payment Breakdown)

If you make $70,000 a year in Texas, you’re probably asking the same thing most buyers ask right now: “What home price actually fits my budget—once I include mortgage, property taxes, insurance, and maybe PMI?” This draft gives you a realistic, numbers-first answer using today’s mortgage-rate data and Texas-specific cost factors, plus a few “hidden”…

Real Estate Trends
02/08/2026
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